I previously discussed what a security is and who are accredited investors. Non-accredited investors are typically excluded from most syndicated private placements. This is part of the cause of the investor isolation in the self directed IRA/401k marketplace. The stock market's growth has been … [Read more...] about Eliminating securities problems – Part 2
ira
Eliminating securities problems – Part 1
There's a case (the Howie case - can somebody provide me a good link that explains it?) that defines a security as an investment contract in which a person invests their money into a pool and expects to receive a profit solely from the efforts of others. So typically, when a person invests in … [Read more...] about Eliminating securities problems – Part 1
Increasing buying power
These are the primary ways of increasing buying power when putting real estate into a retirement account: Mortgage financing - This has to be in the form of a non-recourse loan, which is typically limited to about 70% LTV. This can double or sometimes triple your buying power, allowing you to have … [Read more...] about Increasing buying power
Huge risks for huge returns – A good idea?
The previous post explained how thousands of isolated self directed IRA/401k investors could all be making the same mistakes. I see that many self directed accountholders are pursuing high returns by simply taking high risks. I believe intelligent investing is about having an extraordinarily … [Read more...] about Huge risks for huge returns – A good idea?
The Cost of Isolation
Most of my product and service development is centered around the theory that for most average Americans, a self directed IRA/401k actually is too risky. The conventional way of investing involves pushing a button or placing a phone call to effect a securities transaction. This new way of investing … [Read more...] about The Cost of Isolation